Definition: The word "car repair insurance" refers to a policy that covers the cost of car repairs or work done by an independent mechanic or service provider when the vehicle is repaired in your own garage, dealership, or roadside assistance center. The term is also used colloquially, especially among those who rely on auto-repair services. The definition of "car repair insurance" involves two components: 1. Coverage - This component provides coverage for labor and materials needed to perform repairs, such as engine work, electrical problems, airbag replacements, or brake repairs. 2. Repairs - The insurance policy will cover the actual expenses related to repairing your vehicle, including labor costs, replacement parts, and time spent in a designated repair facility. The term is often used in conjunction with a service provider like a mechanic or independent repair center, which provides car repair services within their business hours. It can also be referred to as "car maintenance" if it refers specifically to the process of servicing an auto. In summary, car repair insurance covers the labor and materials needed to fix minor issues with your vehicle and covers actual expenses for repairs, while car maintenance typically means regular servicing of your car.
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