Definition: Farmers automobile insurance refers to a type of auto insurance that is specifically designed for farmers who operate on their property, such as farms or ranches, in addition to businesses like farming companies or agricultural equipment operators. This coverage typically includes liability, general liability, and third-party bodily injury coverage for the owner or operator of the vehicle involved. It also covers the cost of repairs and replacement parts to fix a damaged vehicle if an accident occurs on a farm property. The term "farmers automobile insurance" is used in the United States to refer to this type of insurance. However, it can be confusing as it's not entirely clear what the primary purpose of such coverage is for farmers. It could be used to cover costs associated with farming, such as machinery and equipment maintenance or repairs. In summary, "farmers automobile insurance" refers to a type of auto insurance specifically designed for farmers who operate on their property, including businesses like farming companies or agricultural equipment operators. This coverage includes liability, general liability, and third-party bodily injury protection for the owner or operator of the vehicle involved.
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