Definition: An insurance underwriter certification refers to a professional's degree or license that certifies their knowledge, experience, and understanding in providing services related to insurance products and operations. To qualify for an insurance underwriter certification, individuals typically need to meet several requirements: 1) Be licensed by their state's insurance regulator. The process of obtaining this license varies depending on the state. 2) Have completed a minimum number of hours of training in insurance law and practice. 3) Pass a written exam or examination administered by the regulatory body. 4) Obtain an insurance industry credential, such as the American Society of Insurance Underwriters (ASIU), which is considered to be the most widely recognized professional designation. An insurance underwriter certification signifies that a person has achieved the highest standard in their field and may be qualified to represent clients and sell policies on behalf of an insurance company. It also provides a degree of confidence that the person understands the intricacies of insurance law, operations, and product offerings.