Definition: The term "general insurance" refers to a type of insurance policy that covers all or most of the risks involved in an individual's life, business, or property. This includes coverage for medical expenses, accident and injury claims, loss of income, damage to your car or home, and other types of legal claims. The definition of "general insurance" can vary depending on the context in which it is used. In general, it typically covers a wider range of risks than specialized personal insurance policies, such as homeowners, auto, or life insurance. For example, if you own a business that has multiple locations across several states, the business owner's policy might be required to cover all or most of the risk associated with operating those businesses in different states. Similarly, a homeowner's policy might be required by an individual who lives on a farm and is responsible for their land, livestock, and crops. In summary, "general insurance" refers to a type of comprehensive coverage that covers a wider range of risks than specialized personal policies. The term can vary depending on the context in which it is used, but generally includes all or most risks associated with an individual's life, business, or property.