Definition: Amic Home Insurance is a type of homeowner's insurance policy that allows homeowners to receive a discount or additional protection for certain types of damages when compared to traditional homeowner's insurance policies. It typically covers damage caused by natural disasters, as well as damage caused by human-made hazards such as fire and earthquakes. The coverage offered in the Amic Home Insurance policy varies depending on the specific plan, but it generally includes basic coverage that provides basic protection against common home loss or damage due to fire, theft, vandalism, storm damage, or other similar risks. Additionally, Amic offers additional coverage for certain types of damage, such as personal injury or property damage caused by a natural disaster. The discount offered in the Amic Home Insurance policy is typically based on the amount of insurance protection provided and can range from 10% to up to 50%. The discount may be applied on top of your standard homeowner's insurance premium for a specific plan. In many cases, this coverage reduces or eliminates the need for higher premiums. It's important to note that Amic Home Insurance is not a substitute for traditional homeowners' insurance policies and should not be used as a way to avoid paying actual insurance premiums in some instances. It is recommended that homeowners check with their insurers for further information on their own specific plan.
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